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  • RBA Rate Cut

    • 04/06/2019
    • Posted by: Nick Lucey
    • Category: Advice, ASX 200, Banking, Economics, Finance & accounting, Financial Planning, Legislation, Mortgage Broking, Purchasing Property
    No Comments

    Hi Everyone, I hope you are well on this day of great news! As you have probably seen or heard, today, the Reserve Bank of Australia cut the cash rate from 1.5% to 1.25%. This is the lowest it has ever been and the first change since August 2016. You can see the full statement

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  • Budget 2018: How the income tax cuts will affect you

    • 08/05/2018
    • Posted by: Hostify Support
    • Category: Economics, Federal Budget, Legislation
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    The government announced a seven-year Personal Income Tax Plan in it’s budget What’s changing? After weeks of speculation, treasurer Scott Morrison has confirmed a range of income tax cuts for Australian workers in tonight’s federal budget under a seven-year Personal Income Tax Plan. The plan will provide immediate tax offsets to working Australians, and will

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  • Income Protection

    • 05/04/2018
    • Posted by: Nick Lucey
    • Category: Financial Planning, insurance, life insurance, money, Personal Injury
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    Income Protection Income protection insurance, also known as salary continuance, can help you manage your expenses if you are unable to work for a certain amount of time due to being sick or injured. Income protection insurance replaces a portion of your income lost through your inability to work due to injury or sickness. It is

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  • Investing in Shares

    • 05/04/2018
    • Posted by: Nick Lucey
    • Category: ASX 200, Finance & accounting, Financial Planning, Investments, Retirement, SMSF, Superannuation
    No Comments

    Investing in Shares Investing in shares will make you part-owner of a business. Shares can be a sound long-term investment but are risky to use in the hope of making a quick buck. Shares may also be referred to as stocks, securities or equities. The benefits of investing in shares are: Potential capital gains from

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  • Pooled Investment Opportunities

    • 05/04/2018
    • Posted by: Nick Lucey
    • Category: ASX 200, Finance & accounting, Financial Planning, International, Investments, Retirement, SMSF, Superannuation
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    Pooled Investment Opportunities Managed Funds If you have some money to invest and would prefer a professional to make investment decisions for you, a managed fund might be for you. A managed fund is one type of ‘managed investment scheme’. In a managed fund, your money is pooled together with other investors. An investment manager

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  • Is a Self Managed Super Fund (SMSF) right for me?

    • 09/03/2018
    • Posted by: Nick Lucey
    • Category: ASX 200, Finance & accounting, Financial Planning, Investments, Mortgage Broking, Retirement, SMSF, Superannuation
    No Comments

    In this post, I just wanted to touch very briefly on a couple advantages and costs of running a SMSF. There is a huge amount of material available on the web, if you would like to read more, or please get in touch if you would like to discuss this with your own situation. Key

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  • The True Value of Advice – Research Paper

    • 06/02/2018
    • Posted by: Nick Lucey
    • Category: Financial Planning, Investments, Retirement
    No Comments

    The True Value of Advice I recently came across an interesting white paper prepared by IOOF in December 2015, which looked at the emotional and intangible benefits that having a professional financial adviser adds to people’s daily lives. 521 participants contributed to the research and the results were staggering.   Why do people seek financial

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