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Understanding Your Current Financial Position
- 04/06/2018
- Posted by: Nick Lucey
- Category: Advice, Banking, Budgeting, Equity, Financial Planning, Forecasting, Investments, money, Mortgage Broking, Purchasing Property, Saving, Superannuation, Tips & Tricks
No CommentsDo You Understand Your Current Financial Position? Most people don’t review their finances until its too late – but it’s never too early to conduct a review! The more you understand your current financial position, the better choices you will make when investing your money and the better the outcomes you will get. Learn More
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Can You Borrow To Invest In Property Through Your SMSF?
- 03/06/2018
- Posted by: Nick Lucey
- Category: Financial Planning, Investments, loans, money, Mortgage Broking, SMSF, Superannuation
Is It Possible To Borrow From Your SMSF To Invest? While borrowing through an SMSF to invest in property is possible, there are strict rules governing how the loan and subsequent property purchase must be structured when using borrowed money inside an SMSF. Borrowing through an SMSF to invest in property must be done under
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Should I pay off my mortgage or contribute more to super?
- 16/04/2018
- Posted by: Nick Lucey
- Category: ASX 200, Economics, Finance & accounting, Financial Planning, Investments, loans, money, Mortgage Broking, Superannuation
Whether super or your home loan is the best place for any spare money you might have will depend on your age, income, interest rates, returns and your personal circumstances. Both options have pros and cons—consider how these relate to you. Reducing your mortgage Focusing on repaying your home loan will reduce your overall amount of debt,
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Variable Rate Vs Fixed Rate Loan
- 05/04/2018
- Posted by: Nick Lucey
- Category: Finance & accounting, Financial Planning, loans, money, Mortgage Broking, Uncategorized
Variable Rate Vs Fixed Rate Variable rate home loans are Australia’s most popular type of home loan. The interest rate can vary throughout the term of the loan, going up or down, in accordance with prevailing economic conditions. Variable rate home loans offer interest rates defined by the Australian industry cash rate. When interest rates
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Goals Based Lending
- 16/02/2018
- Posted by: Nick Lucey
- Category: Finance & accounting, Financial Planning, Funding trends, Investments, Mortgage Broking
What is goals-based lending advice and why is it effective? Summary / key points Goals based lending focuses on your goals and dreams first, then the loan and product at the end as a tool to get there. It’s about creating a financial plan and reviewing it to help you achieve goals It provides a