HomeNewsFinance & accounting

  • RBA Rate Cut

    • 04/06/2019
    • Posted by: Nick Lucey
    • Category: Advice, ASX 200, Banking, Economics, Finance & accounting, Financial Planning, Legislation, Mortgage Broking, Purchasing Property
    No Comments

    Hi Everyone, I hope you are well on this day of great news! As you have probably seen or heard, today, the Reserve Bank of Australia cut the cash rate from 1.5% to 1.25%. This is the lowest it has ever been and the first change since August 2016. You can see the full statement

    read more

  • Motor Finance Pre-Approval Quiz – 3 simple questions

    • 16/04/2019
    • Posted by: Nick Lucey
    • Category: cars, Finance & accounting, loans, money, Mortgage Broking
    No Comments

    Click here to take the quiz

    read more

  • Should I pay off my mortgage or contribute more to super?

    • 16/04/2018
    • Posted by: Nick Lucey
    • Category: ASX 200, Economics, Finance & accounting, Financial Planning, Investments, loans, money, Mortgage Broking, Superannuation
    No Comments

    Whether super or your home loan is the best place for any spare money you might have will depend on your age, income, interest rates, returns and your personal circumstances. Both options have pros and cons—consider how these relate to you. Reducing your mortgage Focusing on repaying your home loan will reduce your overall amount of debt,

    read more

  • This week’s market wrap

    • 06/04/2018
    • Posted by: Nick Lucey
    • Category: ASX 200, Economics, Finance & accounting, Financial Planning, Investments, SMSF, Superannuation
    No Comments

    https://www.youtube.com/user/CommSecTV  

    read more

  • Investing in Shares

    • 05/04/2018
    • Posted by: Nick Lucey
    • Category: ASX 200, Finance & accounting, Financial Planning, Investments, Retirement, SMSF, Superannuation
    No Comments

    Investing in Shares Investing in shares will make you part-owner of a business. Shares can be a sound long-term investment but are risky to use in the hope of making a quick buck. Shares may also be referred to as stocks, securities or equities. The benefits of investing in shares are: Potential capital gains from

    read more

  • Pooled Investment Opportunities

    • 05/04/2018
    • Posted by: Nick Lucey
    • Category: ASX 200, Finance & accounting, Financial Planning, International, Investments, Retirement, SMSF, Superannuation
    No Comments

    Pooled Investment Opportunities Managed Funds If you have some money to invest and would prefer a professional to make investment decisions for you, a managed fund might be for you. A managed fund is one type of ‘managed investment scheme’. In a managed fund, your money is pooled together with other investors. An investment manager

    read more

  • Home Loan Features

    • 05/04/2018
    • Posted by: Nick Lucey
    • Category: Finance & accounting, Financial Planning, loans, money, Mortgage Broking
    No Comments

    What Features Can I Choose in My Home Loan? Home loan features are packaged in ways to meet the many and varied needs of consumers. They are usually distinguished in terms of features or characteristics such as: interest rates method of calculating the interest, whether variable or fixed portability — the ability to keep the

    read more

  • Variable Rate Vs Fixed Rate Loan

    • 05/04/2018
    • Posted by: Nick Lucey
    • Category: Finance & accounting, Financial Planning, loans, money, Mortgage Broking, Uncategorized
    No Comments

    Variable Rate Vs Fixed Rate Variable rate home loans are Australia’s most popular type of home loan. The interest rate can vary throughout the term of the loan, going up or down, in accordance with prevailing economic conditions. Variable rate home loans offer interest rates defined by the Australian industry cash rate. When interest rates

    read more

  • What is a comparison rate?

    • 05/04/2018
    • Posted by: Nick Lucey
    • Category: Finance & accounting, Financial Planning, Investments, loans, money, Mortgage Broking
    No Comments

    Comparison Rate MoneySmart defines a comparison rate as: ‘A rate that helps you work out the true cost of a loan. It includes the interest rate, and most fees and charges relating to a loan, reduced to a single percentage figure’. It can be difficult for consumers to compare home loans that have different interest

    read more

  • Is a Self Managed Super Fund (SMSF) right for me?

    • 09/03/2018
    • Posted by: Nick Lucey
    • Category: ASX 200, Finance & accounting, Financial Planning, Investments, Mortgage Broking, Retirement, SMSF, Superannuation
    No Comments

    In this post, I just wanted to touch very briefly on a couple advantages and costs of running a SMSF. There is a huge amount of material available on the web, if you would like to read more, or please get in touch if you would like to discuss this with your own situation. Key

    read more
  • 1
  • 2