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RBA Rate Cut
- 04/06/2019
- Posted by: Nick Lucey
- Category: Advice, ASX 200, Banking, Economics, Finance & accounting, Financial Planning, Legislation, Mortgage Broking, Purchasing Property
No CommentsHi Everyone, I hope you are well on this day of great news! As you have probably seen or heard, today, the Reserve Bank of Australia cut the cash rate from 1.5% to 1.25%. This is the lowest it has ever been and the first change since August 2016. You can see the full statement
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July Update
- 31/07/2018
- Posted by: Nick Lucey
- Category: ASX 200, Economics, Financial Planning, Purchasing Property
July 2018 Update Summary points RBA kept rates on hold at 1.5% at its meeting this month. GDP Growth has averaged 2.5% over the last 5 years, which is slightly below estimates. Forecasts for GDP growth remain slightly above 3%. dwelling investment has gone from making a positive contribution to growth two years
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RBA Leaves Rates on Hold
- 01/05/2018
- Posted by: Nick Lucey
- Category: ASX 200, Economics, Financial Planning, International, Legislation, money
I have summarised some key points from the RBA’s release and the whole statement can be found here. Key Points At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. A number of advanced economies are growing at an above-trend rate and unemployment rates are low. In the United States,
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Should I pay off my mortgage or contribute more to super?
- 16/04/2018
- Posted by: Nick Lucey
- Category: ASX 200, Economics, Finance & accounting, Financial Planning, Investments, loans, money, Mortgage Broking, Superannuation
Whether super or your home loan is the best place for any spare money you might have will depend on your age, income, interest rates, returns and your personal circumstances. Both options have pros and cons—consider how these relate to you. Reducing your mortgage Focusing on repaying your home loan will reduce your overall amount of debt,
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This week’s market wrap
- 06/04/2018
- Posted by: Nick Lucey
- Category: ASX 200, Economics, Finance & accounting, Financial Planning, Investments, SMSF, Superannuation
https://www.youtube.com/user/CommSecTV
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Investing in Shares
- 05/04/2018
- Posted by: Nick Lucey
- Category: ASX 200, Finance & accounting, Financial Planning, Investments, Retirement, SMSF, Superannuation
Investing in Shares Investing in shares will make you part-owner of a business. Shares can be a sound long-term investment but are risky to use in the hope of making a quick buck. Shares may also be referred to as stocks, securities or equities. The benefits of investing in shares are: Potential capital gains from
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Pooled Investment Opportunities
- 05/04/2018
- Posted by: Nick Lucey
- Category: ASX 200, Finance & accounting, Financial Planning, International, Investments, Retirement, SMSF, Superannuation
Pooled Investment Opportunities Managed Funds If you have some money to invest and would prefer a professional to make investment decisions for you, a managed fund might be for you. A managed fund is one type of ‘managed investment scheme’. In a managed fund, your money is pooled together with other investors. An investment manager
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Is a Self Managed Super Fund (SMSF) right for me?
- 09/03/2018
- Posted by: Nick Lucey
- Category: ASX 200, Finance & accounting, Financial Planning, Investments, Mortgage Broking, Retirement, SMSF, Superannuation
In this post, I just wanted to touch very briefly on a couple advantages and costs of running a SMSF. There is a huge amount of material available on the web, if you would like to read more, or please get in touch if you would like to discuss this with your own situation. Key
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ASX Winners and Losers of 2017
- 08/01/2018
- Posted by: Nick Lucey
- Category: ASX 200, Economics, Finance & accounting, Investments
The presents have been given, the Christmas pudding has settled, and wine bottles have run dry. It’s this time of year that we take stock of what’s in the review mirror and plan for what lies ahead. In particularly, I like to see what the ASX winners and losers of 2017 were and how hard